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Business Loan Checklist
Free business loan checklist template for organizing the documents typically required when applying for a business loan.
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This free business loan checklist covers Business Financial Documents, Business Information, Personal Documents (for owners with 20%+ ownership), Loan-Specific, Additional (if applicable) — built for small businesses and individuals documenting a loan or expense putting financial terms in writing so both sides have a clear, shared record. Copy it into your own word processor, fill in the placeholders, and review it — or adapt it — before use. It's part of docstoc's free document template library, alongside business, legal, real estate, finance, and HR templates. Every template here is free to copy with no signup required, and each one carries a plain disclaimer: this is a starting point for informational purposes, not a substitute for advice from a licensed professional in your jurisdiction.
Business Loan Checklist
Business Financial Documents
[ ] 2-3 years of business tax returns [ ] Year-to-date profit & loss statement and balance sheet [ ] 3-6 months of business bank statements [ ] Accounts receivable/payable aging reports
Business Information
[ ] Business plan or executive summary (for newer businesses) [ ] Business licenses and registrations [ ] Articles of incorporation/organization [ ] List of business debts and monthly payments
Personal Documents (for owners with 20%+ ownership)
[ ] Personal tax returns for 2-3 years [ ] Personal financial statement [ ] Government-issued photo ID
Loan-Specific
[ ] Use of funds statement (what the loan will be used for, specifically) [ ] Collateral documentation, if applicable [ ] Personal guarantee (commonly required for small business loans)
Additional (if applicable)
[ ] Franchise agreement (for franchise financing) [ ] Purchase agreement (if acquiring a business or equipment) [ ] Commercial lease (if applicable to the loan purpose)
*A specific, well-documented "use of funds" statement is one of the details lenders weigh most heavily — a vague request for "working capital" gets scrutinized far more than a clear plan tied to specific, verifiable expenses.*
Edit directly in the box above. Download PDF anytime — the docstoc.io footer is always included and cannot be removed.
What's included
- Edit online — click the document, fill in placeholders, download a PDF
- 5 standard sections: Business Financial Documents, Business Information, Personal Documents (for owners with 20%+ ownership), Loan-Specific, Additional (if applicable)
- Clearly marked [placeholder] fields for quick personalizing
- Free to use — no account or signup required
- Fully editable — adjust any clause to match your actual situation
- Fixed docstoc.io footer on every PDF (not removable)
Who this template is for
Freelancers & solo founders
Handling routine business paperwork without commissioning custom legal drafting for every document.
Small businesses
Standardizing recurring documents — leases, agreements, notices — across a growing operation.
Anyone reviewing before signing
Using a clear starting structure to understand what a document should cover, even if a lawyer finalizes it.
Informal lending & reimbursements
Money changing hands between people or a business and its team, without a bank's paperwork.
FAQ
Is this business loan checklist template really free?
Yes. Like every template in docstoc's library, this business loan checklist is free to use, with no account or signup needed to view, edit, or download it.
What does this business loan checklist cover?
This finance template includes Business Financial Documents, Business Information, Personal Documents (for owners with 20%+ ownership), Loan-Specific. Fill in the [bracketed] placeholders, edit any clause online, then download a PDF — the docstoc.io footer stays on every export.
Is this legal advice?
No. This covers the standard structure, not the interest-rate limits, disclosure requirements, or tax implications that can apply depending on your state and the amount involved. Check those specifics with an accountant or financial attorney before you rely on it.
Can I edit the wording?
Yes. Every clause and placeholder is editable right on the page — change what doesn't fit your situation, then download an updated PDF.
Where can I find more free templates like this?
Browse more free finance and related document templates in the docstoc library at /document-templates/.
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