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Commitment Letter
Free loan commitment letter template — a lender's written commitment to provide financing, subject to conditions.
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This free commitment letter covers Loan Terms, Conditions to Closing, Expiration, Fees with 11 clearly marked [placeholder] fields to fill in — built for small businesses and individuals documenting a loan or expense putting financial terms in writing so both sides have a clear, shared record. Copy it into your own word processor, fill in the placeholders, and review it — or adapt it — before use. It's part of docstoc's free document template library, alongside business, legal, real estate, finance, and HR templates. Every template here is free to copy with no signup required, and each one carries a plain disclaimer: this is a starting point for informational purposes, not a substitute for advice from a licensed professional in your jurisdiction.
Commitment Letter
[Lender Name/Letterhead] [Date]
[Borrower Name] [Borrower Address]
RE: Commitment to Provide Financing — [Loan/Property Reference]
Dear [Borrower Name],
We are pleased to commit to providing financing under the following terms, subject to the conditions below.
Loan Terms
- Loan amount: [Amount]
- Interest rate: [Rate]
- Term: [Duration]
- Purpose: [Use of funds]
Conditions to Closing
This commitment is subject to: [e.g. satisfactory appraisal, title review, final underwriting approval, no material change in Borrower's financial condition].
Expiration
This commitment expires on [Date] if not accepted and closed by then.
Fees
[Commitment fee, if any, and when it's due/refundable.]
Sincerely, [Lender Name/Title]
Accepted: [Borrower Name]: ______________________ Date: ____________
*A commitment letter is conditional, not a guarantee — read the "Conditions to Closing" section carefully, since any of those unmet conditions can still allow the lender to walk away.*
Edit directly in the box above. Download PDF anytime — the docstoc.io footer is always included and cannot be removed.
What's included
- Edit online — click the document, fill in placeholders, download a PDF
- 4 standard sections: Loan Terms, Conditions to Closing, Expiration, Fees
- 11 clearly marked [placeholder] fields for quick personalizing
- Free to use — no account or signup required
- Fully editable — adjust any clause to match your actual situation
- Includes a signature block, ready to print or sign digitally
- Fixed docstoc.io footer on every PDF (not removable)
Who this template is for
Freelancers & solo founders
Handling routine business paperwork without commissioning custom legal drafting for every document.
Small businesses
Standardizing recurring documents — leases, agreements, notices — across a growing operation.
Anyone reviewing before signing
Using a clear starting structure to understand what a document should cover, even if a lawyer finalizes it.
Informal lending & reimbursements
Money changing hands between people or a business and its team, without a bank's paperwork.
FAQ
Is this commitment letter template really free?
Yes. Like every template in docstoc's library, this commitment letter is free to use, with no account or signup needed to view, edit, or download it.
What does this commitment letter cover?
This finance template includes Loan Terms, Conditions to Closing, Expiration, Fees. Fill in the [bracketed] placeholders, edit any clause online, then download a PDF — the docstoc.io footer stays on every export.
Is this legal advice?
No. This covers the standard structure, not the interest-rate limits, disclosure requirements, or tax implications that can apply depending on your state and the amount involved. Check those specifics with an accountant or financial attorney before you rely on it.
Can I edit the wording?
Yes. All 11 placeholder fields and every clause are editable right on the page — change what doesn't fit, then download an updated PDF anytime.
Where can I find more free templates like this?
Browse more free finance and related document templates in the docstoc library at /document-templates/.
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