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Guarantee and Postponement of Claim
Free guarantee and postponement of claim template — a guarantor (often a shareholder) guarantees a company's debt and agrees their own claims against the company rank behind the lender's.
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This free guarantee and postponement of claim covers 1. Guarantee, 2. Postponement of Guarantor's Claims, 3. No Set-Off, 4. Continuing Guarantee, 5. Release with 6 clearly marked [placeholder] fields to fill in — built for small businesses and individuals documenting a loan or expense putting financial terms in writing so both sides have a clear, shared record. Copy it into your own word processor, fill in the placeholders, and review it — or adapt it — before use. It's part of docstoc's free document template library, alongside business, legal, real estate, finance, and HR templates. Every template here is free to copy with no signup required, and each one carries a plain disclaimer: this is a starting point for informational purposes, not a substitute for advice from a licensed professional in your jurisdiction.
Guarantee and Postponement of Claim
Lender: [Name] · Borrower: [Company Name] · Guarantor: [Name, e.g. Shareholder/Director] · Date: [Date]
1. Guarantee
Guarantor unconditionally guarantees to Lender the payment of all amounts owed by Borrower under [the underlying loan agreement], up to a maximum of [Amount, or "the full amount owed"].
2. Postponement of Guarantor's Claims
Any amounts Borrower owes to Guarantor (e.g. shareholder loans, unpaid salary, or other advances Guarantor has made to Borrower) are postponed and subordinated to Borrower's obligations to Lender — Guarantor will not demand or accept repayment of these amounts from Borrower while any amount remains owed to Lender, without Lender's written consent.
3. No Set-Off
Guarantor will not set off any amount Borrower owes Guarantor against Guarantor's own guarantee obligations to Lender.
4. Continuing Guarantee
This guarantee and postponement remain in effect for so long as Borrower owes any amount to Lender, and survive any partial repayment or restructuring of the underlying debt.
5. Release
This guarantee and postponement are released only upon written confirmation from Lender that all amounts owed by Borrower have been paid in full.
Lender: ______________________ Date: ____________ Guarantor: ______________________ Date: ____________
*This document is provided for informational and educational purposes only and does not constitute legal advice. The postponement clause (Section 2) is what a lender actually cares about in a small-business guarantee — it stops a guarantor-shareholder from quietly paying themselves back their own shareholder loan while the bank's loan sits unpaid, which would otherwise drain cash the lender is counting on for repayment.*
Edit directly in the box above. Download PDF anytime — the docstoc.io footer is always included and cannot be removed.
What's included
- Edit online — click the document, fill in placeholders, download a PDF
- 5 standard sections: 1. Guarantee, 2. Postponement of Guarantor's Claims, 3. No Set-Off, 4. Continuing Guarantee, 5. Release
- 6 clearly marked [placeholder] fields for quick personalizing
- Free to use — no account or signup required
- Fully editable — adjust any clause to match your actual situation
- Includes a signature block, ready to print or sign digitally
- Fixed docstoc.io footer on every PDF (not removable)
Who this template is for
Freelancers & solo founders
Handling routine business paperwork without commissioning custom legal drafting for every document.
Small businesses
Standardizing recurring documents — leases, agreements, notices — across a growing operation.
Anyone reviewing before signing
Using a clear starting structure to understand what a document should cover, even if a lawyer finalizes it.
Informal lending & reimbursements
Money changing hands between people or a business and its team, without a bank's paperwork.
FAQ
Is this guarantee and postponement of claim template really free?
Yes — this Guarantee and Postponement of Claim template on docstoc is free to view, edit online, and download as a PDF with no account or signup required.
What does this guarantee and postponement of claim cover?
This finance template includes 1. Guarantee, 2. Postponement of Guarantor's Claims, 3. No Set-Off, 4. Continuing Guarantee. Fill in the [bracketed] placeholders, edit any clause online, then download a PDF — the docstoc.io footer stays on every export.
Is this legal advice?
No. This covers the standard structure, not the interest-rate limits, disclosure requirements, or tax implications that can apply depending on your state and the amount involved. Check those specifics with an accountant or financial attorney before you rely on it.
Can I edit the wording?
Yes. All 6 placeholder fields and every clause are editable right on the page — change what doesn't fit, then download an updated PDF anytime.
Where can I find more free templates like this?
Browse more free finance and related document templates in the docstoc library at /document-templates/.
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