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Investment Policy Statement
Free investment policy statement template — documents an organization's or individual's investment goals, risk tolerance, and guidelines.
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This free investment policy statement covers Investment Objectives, Time Horizon, Risk Tolerance, Asset Allocation Targets, Rebalancing with 7 clearly marked [placeholder] fields to fill in — built for small businesses and individuals documenting a loan or expense putting financial terms in writing so both sides have a clear, shared record. Copy it into your own word processor, fill in the placeholders, and review it — or adapt it — before use. It's part of docstoc's free document template library, alongside business, legal, real estate, finance, and HR templates. Every template here is free to copy with no signup required, and each one carries a plain disclaimer: this is a starting point for informational purposes, not a substitute for advice from a licensed professional in your jurisdiction.
Investment Policy Statement
Prepared for: [Individual/Organization Name] · Date: [Date]
Investment Objectives
[e.g. "capital preservation with modest growth" or "long-term growth to fund a specific liability, such as a pension obligation."]
Time Horizon
[How long until the funds are needed — this drives the appropriate risk level.]
Risk Tolerance
[Description of acceptable volatility/drawdown — conservative, moderate, or aggressive.]
Asset Allocation Targets
| Asset Class | Target % | Range |
|---|---|---|
| [e.g. Equities] | [%] | [Range] |
| [e.g. Fixed Income] | [%] | [Range] |
| [e.g. Cash] | [%] | [Range] |
Rebalancing
The portfolio will be rebalanced [Frequency, or "when any asset class drifts more than X% from target"].
Prohibited Investments (if any)
[e.g. no individual stock concentration above X%, no uncovered options, no investments in specific excluded sectors.]
Review
This statement will be reviewed [Frequency] or upon a material change in objectives.
Approved by: ______________________ Date: ____________
*An investment policy statement's real value is discipline — having predefined allocation ranges and a rebalancing rule keeps decisions from being made emotionally during a market swing.*
Edit directly in the box above. Download PDF anytime — the docstoc.io footer is always included and cannot be removed.
What's included
- Edit online — click the document, fill in placeholders, download a PDF
- 7 standard sections: Investment Objectives, Time Horizon, Risk Tolerance, Asset Allocation Targets, Rebalancing, Prohibited Investments (if any), …
- 7 clearly marked [placeholder] fields for quick personalizing
- Free to use — no account or signup required
- Fully editable — adjust any clause to match your actual situation
- Includes a signature block, ready to print or sign digitally
- Fixed docstoc.io footer on every PDF (not removable)
Who this template is for
Freelancers & solo founders
Handling routine business paperwork without commissioning custom legal drafting for every document.
Small businesses
Standardizing recurring documents — leases, agreements, notices — across a growing operation.
Anyone reviewing before signing
Using a clear starting structure to understand what a document should cover, even if a lawyer finalizes it.
Informal lending & reimbursements
Money changing hands between people or a business and its team, without a bank's paperwork.
FAQ
Is this investment policy statement template really free?
Yes, completely free — view, edit, and download this investment policy statement as a PDF without creating an account.
What does this investment policy statement cover?
This finance template includes Investment Objectives, Time Horizon, Risk Tolerance, Asset Allocation Targets. Fill in the [bracketed] placeholders, edit any clause online, then download a PDF — the docstoc.io footer stays on every export.
Is this legal advice?
No. This covers the standard structure, not the interest-rate limits, disclosure requirements, or tax implications that can apply depending on your state and the amount involved. Check those specifics with an accountant or financial attorney before you rely on it.
Can I edit the wording?
Yes. All 7 placeholder fields and every clause are editable right on the page — change what doesn't fit, then download an updated PDF anytime.
Where can I find more free templates like this?
Browse more free finance and related document templates in the docstoc library at /document-templates/.
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