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Bank Reconciliation Statement
Free bank reconciliation template for matching your accounting records against your bank statement.
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- No signup required
- Free, always
This free bank reconciliation statement covers Bank Statement Balance, Book Balance (Your Records), Result with 6 clearly marked [placeholder] fields to fill in — built for small businesses and individuals documenting a loan or expense putting financial terms in writing so both sides have a clear, shared record. Copy it into your own word processor, fill in the placeholders, and review it — or adapt it — before use. It's part of docstoc's free document template library, alongside business, legal, real estate, finance, and HR templates. Every template here is free to copy with no signup required, and each one carries a plain disclaimer: this is a starting point for informational purposes, not a substitute for advice from a licensed professional in your jurisdiction.
Bank Reconciliation — [Month/Year]
Account: [Account Name] · Statement Date: [Date]
Bank Statement Balance
Ending balance per bank statement: [Amount]
Add: Deposits in transit
| Date | Description | Amount |
|---|---|---|
| [Date] | [Description] | [Amount] |
Less: Outstanding checks
| Check # | Date | Amount |
|---|---|---|
| [Number] | [Date] | [Amount] |
Adjusted bank balance: [Amount]
Book Balance (Your Records)
Ending balance per books: [Amount]
Add: Interest earned (if not yet recorded) [Amount]
Less: Bank fees (if not yet recorded) [Amount]
Adjusted book balance: [Amount]
Result
[ ] Adjusted bank balance matches adjusted book balance — reconciliation complete. [ ] Discrepancy of [Amount] — investigate before closing the period.
*Never force a reconciliation to "balance" by plugging an unexplained adjustment — an unresolved discrepancy usually means a real error (a missed transaction, a duplicate entry, or fraud) that's worth finding.*
Edit directly in the box above. Download PDF anytime — the docstoc.io footer is always included and cannot be removed.
What's included
- Edit online — click the document, fill in placeholders, download a PDF
- 3 standard sections: Bank Statement Balance, Book Balance (Your Records), Result
- 6 clearly marked [placeholder] fields for quick personalizing
- Free to use — no account or signup required
- Fully editable — adjust any clause to match your actual situation
- Fixed docstoc.io footer on every PDF (not removable)
Who this template is for
Freelancers & solo founders
Handling routine business paperwork without commissioning custom legal drafting for every document.
Small businesses
Standardizing recurring documents — leases, agreements, notices — across a growing operation.
Anyone reviewing before signing
Using a clear starting structure to understand what a document should cover, even if a lawyer finalizes it.
Informal lending & reimbursements
Money changing hands between people or a business and its team, without a bank's paperwork.
FAQ
Is this bank reconciliation statement template really free?
Yes. Like every template in docstoc's library, this bank reconciliation statement is free to use, with no account or signup needed to view, edit, or download it.
What does this bank reconciliation statement cover?
This finance template includes Bank Statement Balance, Book Balance (Your Records), Result. Fill in the [bracketed] placeholders, edit any clause online, then download a PDF — the docstoc.io footer stays on every export.
Is this legal advice?
No. This covers the standard structure, not the interest-rate limits, disclosure requirements, or tax implications that can apply depending on your state and the amount involved. Check those specifics with an accountant or financial attorney before you rely on it.
Can I edit the wording?
Yes. All 6 placeholder fields and every clause are editable right on the page — change what doesn't fit, then download an updated PDF anytime.
Where can I find more free templates like this?
Browse more free finance and related document templates in the docstoc library at /document-templates/.
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Templates are drafted for general use, not a substitute for legal advice — check the note on each page for specifics.
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