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Loan Broker Commission Agreement

Free loan broker commission agreement template — a lender pays a broker a commission for referring and originating loans.

This free loan broker commission agreement covers 1. Broker's Role, 2. Commission, 3. Licensing, 4. Compliance, 5. No Steering with 7 clearly marked [placeholder] fields to fill in — built for small businesses and individuals documenting a loan or expense putting financial terms in writing so both sides have a clear, shared record. Copy it into your own word processor, fill in the placeholders, and review it — or adapt it — before use. It's part of docstoc's free document template library, alongside business, legal, real estate, finance, and HR templates. Every template here is free to copy with no signup required, and each one carries a plain disclaimer: this is a starting point for informational purposes, not a substitute for advice from a licensed professional in your jurisdiction.

Template — click to edit

Loan Broker Commission Agreement

Lender: [Name] · Broker: [Name/Company, license #] · Date: [Date]

1. Broker's Role

Broker will refer and assist in originating loan applications to Lender from Broker's clients, providing standard origination support (application intake, document collection) as agreed.

2. Commission

Lender will pay Broker a commission of [%] of the loan amount for each loan that closes as a result of Broker's referral, paid within [Number] days of closing.

3. Licensing

Broker represents they hold all licenses required to lawfully broker loans of this type in the applicable jurisdiction(s), and will maintain such licenses throughout this Agreement.

4. Compliance

Broker will comply with all applicable lending laws, including required disclosures to borrowers (e.g. loan estimate disclosures under RESPA/TILA in the US, where applicable), and will not charge borrowers undisclosed fees.

5. No Steering

Broker will not steer borrowers toward a loan product primarily because it generates a higher commission, where doing so would violate applicable fair lending or broker conduct rules.

6. Exclusivity

[ ] Non-exclusive — Broker may refer loans to other lenders. [ ] Exclusive for [Period/loan type], as separately negotiated.

7. Term and Termination

This Agreement runs [month-to-month] and either party may terminate with [Notice Period] notice; commission remains owed on loans that closed before termination.


Lender: ______________________ Date: ____________ Broker: ______________________ Date: ____________

*This document is provided for informational and educational purposes only and does not constitute legal advice. In the US, mortgage loan originator compensation is specifically regulated under the Dodd-Frank Act's loan originator compensation rules, which restrict compensation tied to loan terms in ways that go beyond this general agreement — confirm this structure complies with the specific rules for the loan type being brokered.*

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Who this template is for

Freelancers & solo founders

Handling routine business paperwork without commissioning custom legal drafting for every document.

Small businesses

Standardizing recurring documents — leases, agreements, notices — across a growing operation.

Anyone reviewing before signing

Using a clear starting structure to understand what a document should cover, even if a lawyer finalizes it.

Informal lending & reimbursements

Money changing hands between people or a business and its team, without a bank's paperwork.

FAQ

Is this loan broker commission agreement template really free?

Yes, completely free — view, edit, and download this loan broker commission agreement as a PDF without creating an account.

What does this loan broker commission agreement cover?

This finance template includes 1. Broker's Role, 2. Commission, 3. Licensing, 4. Compliance. Fill in the [bracketed] placeholders, edit any clause online, then download a PDF — the docstoc.io footer stays on every export.

Is this legal advice?

No. Financial documents like this can touch usury limits, lending disclosure rules, or tax treatment that vary by state and by amount — details a general template can't know. Have an accountant or attorney review the actual terms before money changes hands based on this.

Can I edit the wording?

Yes — edit directly on the page, adjust any section or clause, and re-fill the 7 placeholder fields to match your situation before downloading a PDF. It's a starting structure, not a rigid script.

Where can I find more free templates like this?

Browse more free finance and related document templates in the docstoc library at /document-templates/.

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