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Mortgage Hardship Affidavit
Free mortgage hardship affidavit template — a borrower documents financial hardship when requesting a loan modification from their lender/servicer.
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This free mortgage hardship affidavit covers Type of Hardship, Explanation, Current Financial Situation, Requested Assistance, Certification with 6 clearly marked [placeholder] fields to fill in — built for small businesses and individuals documenting a loan or expense putting financial terms in writing so both sides have a clear, shared record. Copy it into your own word processor, fill in the placeholders, and review it — or adapt it — before use. It's part of docstoc's free document template library, alongside business, legal, real estate, finance, and HR templates. Every template here is free to copy with no signup required, and each one carries a plain disclaimer: this is a starting point for informational purposes, not a substitute for advice from a licensed professional in your jurisdiction.
Mortgage Hardship Affidavit
Borrower(s): [Name(s)] · Property Address: [Address] Loan Number: [Number] · Date: [Date]
I/We am/are requesting a review for a loan modification due to the following financial hardship:
Type of Hardship
[ ] Job loss/reduced income [ ] Medical hardship [ ] Divorce/separation [ ] Death of a household income earner [ ] Other: ______
Explanation
[Describe the hardship and when it began, in your own words.]
Current Financial Situation
Monthly gross household income: [Amount] Monthly mortgage payment: [Amount] Other monthly debt obligations: [Amount]
Requested Assistance
[ ] Loan modification [ ] Forbearance [ ] Repayment plan [ ] Other: ______
Certification
I/We certify that the information provided is true and accurate to the best of my/our knowledge, and understand that knowingly providing false information may constitute fraud.
Borrower signature: ______________________ Date: ____________ Co-borrower signature: ______________________ Date: ____________
*This document is provided for informational and educational purposes only and does not constitute legal or financial advice. Loan servicers generally require this along with income documentation (pay stubs, bank statements) — submitting a complete package the first time, rather than piecemeal, is what actually speeds up a hardship review.*
Edit directly in the box above. Download PDF anytime — the docstoc.io footer is always included and cannot be removed.
What's included
- Edit online — click the document, fill in placeholders, download a PDF
- 5 standard sections: Type of Hardship, Explanation, Current Financial Situation, Requested Assistance, Certification
- 6 clearly marked [placeholder] fields for quick personalizing
- Free to use — no account or signup required
- Fully editable — adjust any clause to match your actual situation
- Includes a signature block, ready to print or sign digitally
- Fixed docstoc.io footer on every PDF (not removable)
Who this template is for
Freelancers & solo founders
Handling routine business paperwork without commissioning custom legal drafting for every document.
Small businesses
Standardizing recurring documents — leases, agreements, notices — across a growing operation.
Anyone reviewing before signing
Using a clear starting structure to understand what a document should cover, even if a lawyer finalizes it.
Informal lending & reimbursements
Money changing hands between people or a business and its team, without a bank's paperwork.
FAQ
Is this mortgage hardship affidavit template really free?
Yes — this Mortgage Hardship Affidavit template on docstoc is free to view, edit online, and download as a PDF with no account or signup required.
What does this mortgage hardship affidavit cover?
This finance template includes Type of Hardship, Explanation, Current Financial Situation, Requested Assistance. Fill in the [bracketed] placeholders, edit any clause online, then download a PDF — the docstoc.io footer stays on every export.
Is this legal advice?
No. Financial documents like this can touch usury limits, lending disclosure rules, or tax treatment that vary by state and by amount — details a general template can't know. Have an accountant or attorney review the actual terms before money changes hands based on this.
Can I edit the wording?
Yes — edit directly on the page, adjust any section or clause, and re-fill the 6 placeholder fields to match your situation before downloading a PDF. It's a starting structure, not a rigid script.
Where can I find more free templates like this?
Browse more free finance and related document templates in the docstoc library at /document-templates/.
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