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Seller's Affidavit (No Creditors)

Free seller's affidavit template used in a real estate closing — the seller swears there are no unpaid debts or liens against the property.

This free seller's affidavit (no creditors) covers 1. Property, 2. No Unpaid Debts, 3. No Pending Bankruptcy, 4. No Undisclosed Occupants, 5. Purpose with 6 clearly marked [placeholder] fields to fill in — built for landlords, tenants, and small property owners documenting a lease or tenancy change clearly, without guessing at the right structure. Copy it into your own word processor, fill in the placeholders, and review it — or adapt it — before use. It's part of docstoc's free document template library, alongside business, legal, real estate, finance, and HR templates. Every template here is free to copy with no signup required, and each one carries a plain disclaimer: this is a starting point for informational purposes, not a substitute for advice from a licensed professional in your jurisdiction.

Template — click to edit

Seller's Affidavit (No Creditors)

State of [State] County of [County]

I, [Seller Name], being duly sworn, depose and state:

1. Property

I am the owner of the property located at [Property Address], legally described as [Legal Description].

2. No Unpaid Debts

There are no unpaid bills, judgments, mechanic's liens, or claims of any kind against the property that could result in a lien being filed after the date of this affidavit, except: [List any known exceptions, or state "none"].

3. No Pending Bankruptcy

I am not a party to any pending bankruptcy proceeding that would affect my ability to convey clear title to this property.

4. No Undisclosed Occupants

There are no tenants or other parties in possession of the property except as disclosed to the Buyer.

5. Purpose

This affidavit is made to induce the Buyer and the title insurance company to close this transaction and issue title insurance without exception for the matters stated above.


Seller signature: ______________________ Date: ____________

Notarization: Subscribed and sworn before me this ____ day of __________, 20__. Notary Public: ______________________

*This document is provided for informational and educational purposes only and does not constitute legal advice. Title companies rely on this affidavit to issue clean title insurance at closing — knowingly making a false statement here to close a sale can expose the seller to real liability, including fraud claims, if an undisclosed lien later surfaces.*

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Who this template is for

Freelancers & solo founders

Handling routine business paperwork without commissioning custom legal drafting for every document.

Small businesses

Standardizing recurring documents — leases, agreements, notices — across a growing operation.

Anyone reviewing before signing

Using a clear starting structure to understand what a document should cover, even if a lawyer finalizes it.

Independent landlords

Managing a rental directly, without a property management company's paperwork.

FAQ

Is this seller's affidavit (no creditors) template really free?

Yes, completely free — view, edit, and download this seller's affidavit (no creditors) as a PDF without creating an account.

What does this seller's affidavit (no creditors) cover?

This real estate template includes 1. Property, 2. No Unpaid Debts, 3. No Pending Bankruptcy, 4. No Undisclosed Occupants. Fill in the [bracketed] placeholders, edit any clause online, then download a PDF — the docstoc.io footer stays on every export.

Is this legal advice?

No. Landlord-tenant law is one of the most locally-specific areas of law in the US — notice periods, required disclosures, and even what a lease is allowed to say vary by state and often by city. Check your local requirements (or a real estate attorney) before using this for an actual lease or notice.

Can I edit the wording?

Yes — edit directly on the page, adjust any section or clause, and re-fill the 6 placeholder fields to match your situation before downloading a PDF. It's a starting structure, not a rigid script.

Where can I find more free templates like this?

Browse more free real estate and related document templates in the docstoc library at /document-templates/.

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