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Personal Financial Statement
Free personal financial statement template — assets, liabilities, and net worth, often required for a loan application.
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This free personal financial statement covers Assets, Liabilities, Net Worth, Income Sources with 4 clearly marked [placeholder] fields to fill in — built for small businesses and individuals documenting a loan or expense putting financial terms in writing so both sides have a clear, shared record. Copy it into your own word processor, fill in the placeholders, and review it — or adapt it — before use. It's part of docstoc's free document template library, alongside business, legal, real estate, finance, and HR templates. Every template here is free to copy with no signup required, and each one carries a plain disclaimer: this is a starting point for informational purposes, not a substitute for advice from a licensed professional in your jurisdiction.
Personal Financial Statement
Name: [Name] · Date: [Date]
Assets
| Item | Value |
|---|---|
| Cash / bank accounts | [Amount] |
| Investments (stocks, retirement accounts) | [Amount] |
| Real estate (market value) | [Amount] |
| Vehicles | [Amount] |
| Business interests | [Amount] |
| Other assets | [Amount] |
| Total Assets | [Amount] |
Liabilities
| Item | Value |
|---|---|
| Mortgage(s) | [Amount] |
| Auto loans | [Amount] |
| Credit card debt | [Amount] |
| Student loans | [Amount] |
| Other debts | [Amount] |
| Total Liabilities | [Amount] |
Net Worth
Total Assets − Total Liabilities = [Amount]
Income Sources
[Salary, business income, investment income — annual amounts]
I certify the above is accurate to the best of my knowledge.
Signature: ______________________ Date: ____________
*Lenders typically want this dated within the last 30-90 days and may ask for supporting documentation (statements, appraisals) — don't round numbers aggressively, as discrepancies can delay or sink an application.*
Edit directly in the box above. Download PDF anytime — the docstoc.io footer is always included and cannot be removed.
What's included
- Edit online — click the document, fill in placeholders, download a PDF
- 4 standard sections: Assets, Liabilities, Net Worth, Income Sources
- 4 clearly marked [placeholder] fields for quick personalizing
- Free to use — no account or signup required
- Fully editable — adjust any clause to match your actual situation
- Includes a signature block, ready to print or sign digitally
- Fixed docstoc.io footer on every PDF (not removable)
Who this template is for
Freelancers & solo founders
Handling routine business paperwork without commissioning custom legal drafting for every document.
Small businesses
Standardizing recurring documents — leases, agreements, notices — across a growing operation.
Anyone reviewing before signing
Using a clear starting structure to understand what a document should cover, even if a lawyer finalizes it.
Informal lending & reimbursements
Money changing hands between people or a business and its team, without a bank's paperwork.
FAQ
Is this personal financial statement template really free?
Yes, completely free — view, edit, and download this personal financial statement as a PDF without creating an account.
What does this personal financial statement cover?
This finance template includes Assets, Liabilities, Net Worth, Income Sources. Fill in the [bracketed] placeholders, edit any clause online, then download a PDF — the docstoc.io footer stays on every export.
Is this legal advice?
No. This covers the standard structure, not the interest-rate limits, disclosure requirements, or tax implications that can apply depending on your state and the amount involved. Check those specifics with an accountant or financial attorney before you rely on it.
Can I edit the wording?
Yes. All 4 placeholder fields and every clause are editable right on the page — change what doesn't fit, then download an updated PDF anytime.
Where can I find more free templates like this?
Browse more free finance and related document templates in the docstoc library at /document-templates/.
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Templates are drafted for general use, not a substitute for legal advice — check the note on each page for specifics.
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Copy the subject and body directly — no form to fill in, no export step, no waiting on a download link.
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