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Proof of Funds Letter
Free proof of funds letter template — a bank confirms an account holder has sufficient funds available, commonly required for a real estate offer or large purchase.
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This free proof of funds letter covers Account Information with 9 clearly marked [placeholder] fields to fill in — built for small businesses and individuals documenting a loan or expense putting financial terms in writing so both sides have a clear, shared record. Copy it into your own word processor, fill in the placeholders, and review it — or adapt it — before use. It's part of docstoc's free document template library, alongside business, legal, real estate, finance, and HR templates. Every template here is free to copy with no signup required, and each one carries a plain disclaimer: this is a starting point for informational purposes, not a substitute for advice from a licensed professional in your jurisdiction.
Proof of Funds Letter
[Bank Name/Letterhead] [Date]
To Whom It May Concern:
This letter confirms that [Account Holder Name] maintains an account at [Bank Name], and as of [Date], the available balance in this account is sufficient to cover funds of at least [Amount].
Account Information
Account holder: [Name] [Account number and balance details provided securely, per bank policy — a public-facing letter typically omits full account numbers.]
This letter is provided at the account holder's request, for the purpose of [e.g. supporting a real estate purchase offer], and reflects the account balance as of the date above only. It does not constitute a guarantee that funds will remain available at a future date.
[Bank Officer Name, Title] [Bank Name, Contact Information]
*This document is provided for informational and educational purposes only — a legitimate proof of funds letter must come directly from the bank, on its letterhead, not be self-drafted by the account holder. Sellers and their agents often verify authenticity by calling the bank directly using a number they look up independently, not a number provided in the letter itself.*
Edit directly in the box above. Download PDF anytime — the docstoc.io footer is always included and cannot be removed.
What's included
- Edit online — click the document, fill in placeholders, download a PDF
- 1 standard section: Account Information
- 9 clearly marked [placeholder] fields for quick personalizing
- Free to use — no account or signup required
- Fully editable — adjust any clause to match your actual situation
- Fixed docstoc.io footer on every PDF (not removable)
Who this template is for
Freelancers & solo founders
Handling routine business paperwork without commissioning custom legal drafting for every document.
Small businesses
Standardizing recurring documents — leases, agreements, notices — across a growing operation.
Anyone reviewing before signing
Using a clear starting structure to understand what a document should cover, even if a lawyer finalizes it.
Informal lending & reimbursements
Money changing hands between people or a business and its team, without a bank's paperwork.
FAQ
Is this proof of funds letter template really free?
Yes, completely free — view, edit, and download this proof of funds letter as a PDF without creating an account.
What does this proof of funds letter cover?
This finance template includes Account Information. Fill in the [bracketed] placeholders, edit any clause online, then download a PDF — the docstoc.io footer stays on every export.
Is this legal advice?
No. This covers the standard structure, not the interest-rate limits, disclosure requirements, or tax implications that can apply depending on your state and the amount involved. Check those specifics with an accountant or financial attorney before you rely on it.
Can I edit the wording?
Yes. All 9 placeholder fields and every clause are editable right on the page — change what doesn't fit, then download an updated PDF anytime.
Where can I find more free templates like this?
Browse more free finance and related document templates in the docstoc library at /document-templates/.
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